Retirement Calculator - Plan Your Financial Future

📋 Your Details

Current Age

Retirement Age

When you plan to stop working

Life Expectancy

Estimated lifespan for calculating how long savings need to last

💰 Current Finances

Current Retirement Savings

Monthly Contribution (401k / IRA / etc.)

Employer Match (Annual, if any)

e.g., 3-6% of salary matched by employer

📈 Assumptions

Expected Annual Return

Historical S&P 500 avg: ~7-10% · Conservative: 4-6%

Expected Annual Inflation

Desired Annual Retirement Income

How much you want per year in retirement (in today's dollars)

Social Security Monthly Benefit (Estimated)

Estimate from ssa.gov. Average 2024 benefit: ~$1,900/mo

Current Annual Salary (for replacement ratio)

📈 Your Results

🖱️

Enter your details and click Calculate

This calculator provides estimates only. Consult a financial advisor for personalized advice.
Assumes constant annual returns and does not account for taxes, market volatility, or changes in contribution.

🏦 Retirement Calculator

📋 Your Details

💰 Current Finances

📈 Assumptions

📈 Your Results